Money is such an important part of everyday life, yet few of us have ever been taught how to manage it. So it's not surprising money worries are one of the biggest causes of stress.
You may be in debt, living pay cheque to pay cheque, going through a divorce or separation, or making some other important life changes which have financial implications. You may be earning a reasonable amount without managing to save. I will meet you wherever you are, working with you in a holistic way to find your best ways forward.
I’ll also help you gain insight into the emotional dynamics – including between couples – feeding into your financial behaviour; clear some of the obstacles; and help you feel better equipped and motivated to make sound financial decisions, and plans, going forward.
I’ll help you focus on your goals, and streamline your commitments, so that your money – however much or little of it there may be – can really start to work for you.
Click on any of the links below to find out more about my work. You can also click here to listen to various podcast interviews where I talk about the power of coaching and tips to help address common emotional issues with money.
Check out some of the cases I've worked on; or read brief testimonials from existing clients.
Click on the links below to see examples of the types of services Simonne offers.
Money worries plague some people day in, day out. Facing up to these concerns can be difficult: you may be locked into a cycle of spending from which you can't break free; or you might simply not be able to make ends meet with what you've got coming in. Whether you're a high or a low earner, I can coach you into new habits, so that the stress of these worries becomes a thing of the past.
Money means more than bank balances and spreadsheets. I can help you lead a richer, fuller life by helping you reveal and articulate your most profound aspirations. I'll help you navigate through obstacles and show you how you can put in place the financial architecture to achieve your vision.
The Life Planning process involves a series of deep, open and honest conversations and exercises that enable us to collaborate in the creation of a vibrant and complete plan for your future. I'm amongst a small number of individuals in the UK who have undergone intensive training and mentorship through the Kinder Institute.
Money can be one of the hardest things for couples to talk about. You might be thinking about joining your finances, navigating a separation, or simply noticing that your emotional relationship with money differs from your partner’s. These differences can easily become flashpoints - not because of the figures themselves, but because of what money represents: security, freedom, fairness, or control.
I help couples find a shared language around money, so you can understand each other’s perspectives, make fair and confident decisions, and plan for the future with clarity. My role is to guide those conversations with objectivity and care, helping you bring calm, trust, and mutual understanding to what can otherwise feel like the most difficult topic of all.
I can guide and support you through the financial side of a relationship breakup. Whether I’m working with you individually or with both parties, my role is to bring clarity and confidence to a time that often feels overwhelming. Together we’ll gather and make sense of your financial information, build budgets that reflect both current and future needs, and explore the practical implications of different options for dividing assets or moving forward independently.
Where there are gaps in understanding, I can explain key concepts around pensions, investments, tax and mortgages in plain English, helping you make well-informed decisions for both now and the future. I also help you navigate the emotional side of money - facilitating constructive conversations, addressing barriers that may arise, and supporting you to feel more in control as you plan your next steps.
....Read more about the work I'm doing with individuals and couples in this area
Do you feel isolated about your situation? Perhaps you’re struggling with patterns of spending that feel out of control, or carrying worries you’ve never voiced - even to those closest to you. Maybe you’ve always lived in someone else’s financial shadow and are now finding your feet, or you’ve inherited wealth and feel uneasy or unsure about what it really means for you.
Whatever your circumstances, you don’t have to navigate it alone. I’ll help you make sense of your situation, gain confidence, and take practical steps that feel manageable and right for you. Together we’ll bring clarity, understanding and momentum - so you can move forward with more confidence, control and peace of mind.
Ever wondered how financially healthy you really are - but don’t feel the need to visit a financial adviser?
A financial health check helps you take stock of where you stand, understand what you’ve got, and spot any gaps. Together, we’ll look at your income, spending, savings and future plans, helping you see the bigger picture and make sense of what’s working and what’s not.
This isn’t about products or investments. It’s about clarity and confidence - reviewing your finances in a calm, non-judgemental way so you can make informed decisions that feel right for you. Many people come to me when they want to understand their finances before seeking advice, or when they simply want to manage things more independently. You’ll come away with a clearer picture, practical next steps, and a renewed sense of control.
Everyone seems to know the ins and outs of the latest mortgages, what stakeholder pensions are, and why ISAs are so good…except you. An hour with a financial coach can be enlightening - you'll learn about the pros and cons of different types of financial products without any of the pressures of a sales pitch. I will also show you how to do your own online finance research through websites like the Money Advice Service.
Money savvy but time poor? You may be up on financial issues but, if you don't keep things in check, your accounts, budgets and plans can quickly suffer. We can tailor-make systems to keep you financially fit. We'll take your bank statements and analyse your spending, keep you up-to-date with the latest money-saving ideas, and we can even do your bookkeeping. In short, we'll do the work so that you don't have to.
If you're thinking of buying a second property, working out whether you can afford to retire or planning to go freelance, it often helps to discuss the pros and cons with an expert. The trouble is, experts may have a hidden agenda or cost the earth. Wise Monkey doesn't.
I can be your sounding board on anything financial - I'll highlight the things you need to think about, help you do the calculations, understand the relevant concepts and equip you with further questions to ask.
My job is not to provide an opinion or recommend a particular course of action, but to provide a neutral sounding board to talk through your issues and take action to progress your goals.